Is the most basic of all the types. It only covers the structures of the home, attached structures like garages, appliances, carpeting plus normal perils like vandalism, theft, Fire, and windstorms.
It covers HO1 basics plus situations like falling objects, weight from ice/snow; freezing pipes, and overflow of water within the home.
The Most Common Type. It includes your home, personal property, liability, additional living expenses and medical payments and animals owned. HO1 and H02 Plus includes floods, war, earth movement, wear and tear, mold, mechanical breakdown, and power failure.
Renters Insurance covers personal belongings also damages from fire, vandalism, theft, and water damage.
Most comprehensive Homeowners include HO1,HO2, H03 plus High Valued Items! Written on an open peril basis meaning you don’t have to prove that a coverage peril caused the damage.
Condo Insurance covers everything inside your unit. Peril coverage similar to HO4 Policies.
Mobile or Manufactured Home Insurance covers RVs and trailers.
Older Homes that are difficult to replace such as Historical Landmark Homes.
CALL OBAMA NATIONAL AND TALK WITH A LICENSED INSURANCE AGENT YOU CAN TRUST THAT IS LIKE MINDED AND IS DEDICATED TO PUTTING YOUR BEST INTEREST FIRST.